3 Ways Your Credit Union Can Help You Fund Your Summer Vacation

If you’re like most Americans, as soon as you see ads announcing Memorial Day sale events, you start thinking summer. Summer means flip-flops and sandy beaches, sunscreen and baseball, fireworks and ice cream—and expensive vacations.  Perhaps you’re really needing to get away this summer, so you have the perfect vacation all planned out in your mind.  But how are you going…

When Should I Put My House on the Market?

If you’re thinking of selling your home, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home. Before you start prepping your home for a photo shoot that shows it off in the best light, take a moment…

How to Enjoy a Busy Wedding Season Without Going Broke

It’s the season of gauzy canopies, lacy gowns and stiff penguin suits. That being the case, and with wedding invitations flooding your mailbox, you might already be booking your weekends with weddings through the end of August.  Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put…

How is Your Credit Score Calculated?

When it comes to your personal finances, there’s a lot to keep track of. There’s also a lot to be confused by, and many numbers that we just accept without understanding. One of those concepts is credit score. You probably understand the basics of how to keep a good credit score, like paying off your…

Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of…

5 Ways to Spring Clean Your Finances

Q: Spring is here! I’ve cleaned out my house and now I’m ready to take on my finances. I’d love to give them a thorough cleaning, too. Where do I start?  A: It’s wonderful that you’ve decided to clean up your finances. Springtime is months after the holiday squeeze and still a while away from the pricey…

Mortgage Rates are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates?  A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage loan, often at a lower interest rate….

Credit Card Fraud in Fives

No one wants to be the victim of credit fraud. Aside from the stolen money you may never recover, victims of fraud can be faced with an enormous hassle. That hassle involves the closing of accounts, putting a fraud alert on your credit and a huge ding on your credit history, which can be difficult…

Student Loan Scams

College students, take note! If keeping up with your coursework, acing your exams and scrambling to hand in every term paper before the deadline weren’t enough, you now have something else to worry about: Student loan scams are on the rise. Scammers know you hate owing tens of thousands of dollars, so they’re quick to…

7 Steps Toward Purchasing an Auto Insurance Policy

Are you in the market for a new auto insurance policy? Look no further than Oregonians Credit Union! We’ll help you get the maximum protection for your investment at the best possible price.  Read on for your guide to purchasing auto insurance in 7 easy steps.  Step 1: Choose a way to purchase your policy  You…