If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking at hundreds of dollars in interest payments…
7 Signs You’re Living Beyond Your Means and How to Fix Them
In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back…
Spring Cleaning Hacks
The sun is shining, the birds are chirping, the flowers are blooming—and your cluttered closets are calling. Time to roll up your sleeves and whip your home into shape. And yes, this means you! It’s been a long winter and you’ve let the clutter grow, all over your garage, across your basement and up into…
Why Choose a Credit Union Over a Bank?
Do you belong to a credit union or a bank? Are you thinking of switching to a credit union? As a credit union ourselves, we believe that there are numerous advantages! Because credit unions are member-owned and not-for-profit, they are more attuned to the needs of their members. Meaning you, as a member, will receive…
Creative Ways to Save on Energy Costs
We’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your summertime electricity bill is still astronomical? Here’s where we come in! You know how much we at Oregonians…
Syncing Your Phone to Your Car Can Put You at Risk
In our uber-connected world, pressing a button on the steering wheel to make a phone call is already second nature for many of us. With just a few taps, we can pull up our favorite playlist, read recent emails and even send a text message. Using our cars like a phone and storing information in…
What the Palessi Experiment Means for Shoppers
Payless ShoeSource pulled the ultimate stunt on shopping influencers and their followers last month—and the results still rankle.
The prank was part of a viral advertising campaign dreamed up by marketing company DCX Growth Accelerator. The goal of the gimmick was to reclaim the bargain brand’s vanishing place in the world of affordable fashion, but the event’s wild success is a hard wakeup call for shoppers everywhere.
How to Protect Yourself from Identity Theft
Chances are, you or someone you know has had their identity stolen at one point or another. It can be expensive, stressful and extremely complicated to recover from. Here are seven ways to help protect yourself and your most important data from identity thieves. Secure Your Hard Copies Most of us think of identity theft…
Steer Clear of 2019 Tax Scams
Each year, the IRS publishes the “Dirty Dozen,” a list of 12 scams that are rampant during that year’s tax season.
This year, the IRS is cautioning taxpayers to be extra vigilant because of a 60% increase in email phishing scams over the past year. This is particularly disheartening, since it comes on the heels of a steady decline in phishing scams over the previous three years.
8 Valentine’s Day Hacks
It’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day. Instead, use these eight hacks for a dream Valentine’s Day that doesn’t break the budget.
