Should Couples Combine Their Finances?

To consolidate or not: that is the question. Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The first question is: how do you and your partner view money matters? If you feel it will be best to handle your bills and plan…

What’s the Best Way to Finance a Home Renovation?

Q: I’m doing some home renovations this summer and I’m not sure how to finance this expense. There are so many loan options, but which one makes the most sense? A: Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As an Oregonians Credit Union member, you have…

The Dos and Don’ts of Credit Repair

If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft. Whatever the cause…

Don’t Let Financial Stress Take the (Wedding) Cake

There are so many things to think about when you’re just married, or about to be, and no one would rate finances as the most exciting of them. In fact, studies show that money (not relatives) is the number one reason couples argue. Those financial arguments are one of the top predictors of divorce. So,…

15 Tricks to Sell Your Home Quickly

Summer is in the air! And aside for the hum of lawnmowers, blooming flowers and the chime of the ice cream truck, summer means the chance at a fresh start in a fresh, new home. If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen…

Saving on Home Renovations

Is your kitchen in desperate need of a facelift? Bathrooms haven’t been remodeled since the 80’s? With the short Oregon summer finally here (we’ll see if it stays around!), many homeowners are thinking of making minor and major household improvements. And for most, the cost will be prohibitive: The average kitchen remodel tops $60,000 and a…

Debit Card Safety Tips

“And how are you paying for your purchases today?” It’s a question we have to answer almost every day. Will you be using cash, a credit card or a debit card? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be…

6 Ways to Save on Your Summer Vacation

The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where is the money for your vacation going to come from? Ideally, a plump vacation…

Get the Most Out of Youth Accounts

Managing money is a foundational life skill. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending more? How do you keep spare change from burning a hole in your pocket? It takes years of discipline and training to perfect this…