To consolidate or not: that is the question. Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The first question is: how do you and your partner view money matters? If you feel it will be best to handle your bills and plan…
What Can I Do About Robocalls?
Are you sick of grabbing your ringing phone five times a day only to find yet another robocaller on the other end? If robocalls are getting to you, you’re not alone. Those super-annoying automatic calls have recently exploded, and it’s enough to make anyone go bonkers. More than 30 billion robocalls were made in the…
What’s the Best Way to Finance a Home Renovation?
Q: I’m doing some home renovations this summer and I’m not sure how to finance this expense. There are so many loan options, but which one makes the most sense? A: Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As an Oregonians Credit Union member, you have…
The Dos and Don’ts of Credit Repair
If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft. Whatever the cause…
Apple Pay, Samsung Pay, and Tokenization: How to Stay Safe with the Wallet of the Future
Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone. Apple Pay, Samsung Pay and other mobile wallets are revolutionizing the checkout experience by blending two developments in payment infrastructure to save you time: near-field communication (NFC) and token encryption. Approximately one-third of all payment terminals nationwide…
Don’t Let Financial Stress Take the (Wedding) Cake
There are so many things to think about when you’re just married, or about to be, and no one would rate finances as the most exciting of them. In fact, studies show that money (not relatives) is the number one reason couples argue. Those financial arguments are one of the top predictors of divorce. So,…
15 Tricks to Sell Your Home Quickly
Summer is in the air! And aside for the hum of lawnmowers, blooming flowers and the chime of the ice cream truck, summer means the chance at a fresh start in a fresh, new home. If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen…
Mutual Funds for the Beginner Investor
Are you ready to dip your big toe into the deep sea of investing? Mutual funds might be a great place for you to start. With as little as $1,000 to invest and a broad exposure to different stocks, mutual funds are a safe choice for the beginner investor. When you invest in a mutual…
Protecting Yourself Against Card Cracking Scams
In a recent scam targeting cash-strapped millennials, fraudsters are once again cashing in on people’s naivety and goodwill. Only this time they’re using social media to make it happen. What makes the scam especially cruel is that fraudsters specifically look for victims who are short on funds, such as students with large loans hanging over…
Saving on Home Renovations
Is your kitchen in desperate need of a facelift? Bathrooms haven’t been remodeled since the 80’s? With the short Oregon summer finally here (we’ll see if it stays around!), many homeowners are thinking of making minor and major household improvements. And for most, the cost will be prohibitive: The average kitchen remodel tops $60,000 and a…
